Cady — Frank Loud Cutter

Frank Loud of Quincy, Massachusetts, was a shipwright at Fore River Shipyard in Quincy during WWII. After the war ended, he worked at Quincy Adams Yacht Yard until they closed in 1968. During his time at QAYY and thereafter he ran his own shop in which he built seven of these cutter yachts of his own design along with other vessels. Cady is the last of the Frank Loud Cutters and was built specifically to be his personal family yacht. The six cutters built prior to Cady were similar, but Cady represents the final development and refinement of these boats.

She’s traditionally constructed of mahogany carvel planking over steamed white oak frames and white oak backbone with bronze screw fastening throughout. Deck frame is white oak with marine plywood deck and bulkheads. Finishes are predominantly painted, but there’s enough brightwork on deck and below to add warmth without becoming your life’s work.

Everything about Cady tells the story of a high-quality original build followed by consistent and diligent stewardship. There’s nothing showy or ostentatious about her. She’s a refreshing example of a wholesome family cruising boat. Her gigantic cockpit allows plenty of elbow room for a daysailing crowd. Her wide and uncluttered side decks offer ease of movement to a spacious and efficient foredeck. Her four-berth layout with galley and enclosed head compartment offers comfortable cruising accommodations.

Cady has received much recent attention, including a complete strip, refasten, and refinish from the waterline to the rabbet. New bobstay, additional bronze deck hardware, cleaning and minor repairs to sails, and complete replacement of all standing rigging are among the other notable items.

Her mast is a painted elliptical-section aluminum extrusion. Main and staysail booms are painted spruce. Her systems have been deliberately kept as simple and reliable as her rig. Auxiliary power is provided by a Yanmar 3GM30F, and her electronics suite consists of a 7” Garmin plotter, a VHF radio, and a depth sounder. Galley equipment is a two-burner alcohol stove with a large Yeti cooler in a built-in alcove.

From Cady’s beautiful clipper bow to her shapely transom, from her keel bolts to her masthead, you’ll find yourself surrounded by a celebration of the joy to be found in high-standard workmanship, high-quality fittings, and decades of ongoing respect.

Recent Work

• 2023: Bottom refastened and wooded, primed with red lead primer (majority of bottom, March–April 2023)
• 2023: Standing rigging replaced (1x19 stainless steel wire)
• 2023: Bobstay replaced
• 2023: Yankee and staysail cleaned and serviced
• 2021–2022: Rudder rebuilt (transom- and keel-hung white oak)
• 2024: Mainsail cleaned, minor repairs performed
• 2025: Decks and cabin trunk top canvas, paint renewed
• Forward hatch and companionway hatchway refinished by owner, sealed with epoxy prior to varnish
• Owner-added: bowsprit anchor roller bracket, amidships and stern cleats/chocks, bronze cabin port light
• Cabin headliner recently repainted

Construction

• Displacement hull — mahogany carvel planking over steam-bent white oak frames and sawn oak floors
• Full keel with bolted-on lead ballast; additional lead ingots added in the bilge to stiffen performance
• Decks and cabin trunk top: marine plywood over white oak deck beams, canvas overlay set in resin, painted finish (renewed 2025)
• Varnished mahogany rub rail with bronze striker; mahogany toe rails
• Marine plywood bulkheads
• Bronze keel bolts and drift pins

Accommodations and Interior Layout

• Traditionally appointed cabin combining salon and galley — white bulkheads, varnished hull ceilings, mahogany trim
• V-berth forward; port and starboard settees serve as additional berths
• Head compartment forward on the port side with a manually operated Raritan marine toilet
• Folding mahogany dinette table, removable, mounts to the forward bulkhead
• Galley located aft
• Chromed bronze ship’s clock mounted on the forward salon bulkhead
• Bronze opening port lights throughout

Auxiliary Propulsion and Fuel

• Yanmar 3GM30F, 3-cylinder naturally aspirated diesel — 27 hp max at 3,600 RPM / 24 hp continuous at 3,400 RPM
• Kanzaki KM3P transmission, 2.61:1 reduction
• 1” diameter bronze propeller shaft; 3-bladed bronze propeller, right-hand rotation, ~14” diameter
• Conventional bronze stuffing box with Buck Algonquin rubber boot
• Fresh water/heat exchanger cooling; remote Racor fuel filter/water separator plus engine-mounted secondary filter
• 15-gallon fabricated aluminum fuel tank located below the cockpit

Steering

• Tiller, direct to rudder — tiller, pintles, and gudgeons in good condition
• Transom- and keel-hung white oak rudder, rebuilt 2021–2022

Plumbing and Sanitation

• 20-gallon stainless steel fresh water tank below the V-berth; manual foot pump to galley sink
• Manually operated Raritan marine head, raw water supply through a bronze seacock
• 6-gallon plastic holding tank (USCG Type III MSD) with deck pump-out and overboard discharge via Jabsco Y-valve and vented loop; manual diaphragm discharge pump

Galley Equipment

• Origo 6000 two-burner alcohol stove
• Small stainless steel sink with manual foot pump
• Yeti cooler for ice-box style refrigeration

Electrical System

• 12-volt DC ship’s system; two flooded lead-acid Interstate deep-cycle G24 batteries for house and engine cranking
• Charging via engine-mounted alternator; rotary battery selector switch and labeled DC distribution panel
• 30 Amp / 120 Volt AC shore power system with cockpit inlet and breaker panel
• 12-volt DC lighting and 12-volt outlet throughout

Electronics and Navigation

• Standard Horizon Eclipse+ VHF radio
• Garmin GPSmap 740s, 7” multi-function display, viewable from cockpit or cabin
• Datamarine S200DL depth sounder
• Plastimo Mini Contest 3” bulkhead-mounted compass
• Shakespeare VHF antenna, masthead-mounted

Spars, Rigging and Sail Handling Equipment

• Extruded aluminum mast, painted light tan
• Painted spruce main boom and self-tacking staysail boom
• 1x19 stainless steel standing rigging, replaced 2023, with bronze open-barrel turnbuckles
• Chromed bronze chainplates for shrouds; stainless steel backstay chainplate
• Harken roller furler on the yankee jib; lazy jacks on the mainsail
• Two chromed bronze Lewmar #16 self-tailing cockpit winches; one Wilcox bronze winch mast-mounted
• Bronze traveler for the self-tacking staysail; bridle-type mainsheet traveler at the aft cockpit

Sails and Canvas

• Doyle mainsail, yankee, and staysail
• Yankee and staysail cleaned and serviced (2023); mainsail cleaned with minor repairs (2024)
• Canvas sail covers included

Ground Tackle

• Galvanized steel Bruce-type anchor with 20’ galvanized chain and 200’ three-strand nylon rode

Dewatering Equipment

• Two 12-volt DC electric centrifugal bilge pumps — 2,000 GPH pump aft under the cabin sole, second pump in the engine compartment

Safety Equipment

• Multiple USCG Type II PFDs, ring buoy, and throw bag
• Handheld air horn; two radar reflectors mounted on the cap shrouds
• Two portable fire extinguishers aboard

Additional Equipment

• Three fenders and assorted dock lines
• Bagged emergency boarding ladder
• Spare parts assortment